Unbundle Finance

Deposit SPY or GOOGL. Mint the pieces. Trade or redeem on-chain.

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Trade the parts, not just the whole.

Unbundle lets you deposit ETFs or stocks and mint tradeable component tokens — backed and redeemable — so price discovery finally happens at the sum-of-the-parts level.

How it works

Three simple steps to unlock value hidden in your holdings.

1

Deposit SPY or GOOGL

Deposit SPY or GOOGL into a regulated, tokenized custody rail (offshore)

Custodied shares
Offshore SPV
Proof of reserves
Deposit Process
SPY
Your Asset
🔒
Custody
Secured
Offshore SPV • Regulated Custody • Proof of Reserves
2

Mint component tokens

Break apart your bundled asset into individual component tokens

SPY → AAPL/MSFT/NVDA/…
GOOGL → YT/SEARCH/CLOUD
1:1 mint at NAV
Breakdown Process
SPY ($500)
AAPL
MSFT
NVDA
GOOGL ($150)
YT
SEARCH
CLOUD
3

Trade or Redeem freely

Trade individual components or burn them back to reclaim the original asset

Free trading
Burn to redeem
Arb keeps parity
Component Flow
SPY
AAPL
MSFT
NVDA
BURN
SPY

Why it's different

Built for serious investors who understand the value of sum-of-parts analysis

🛡️

Backed & Redeemable

Not a meme token

📊

True Sum-of-the-Parts Price Discovery

Trade sub-units directly

⚖️

Arb-Enforced Fair Value

Mint/burn closes premium/discount gaps

🏛️

Institution-Ready

Custody partners, offshore SPV, transparent math

Concrete Examples

See how Unbundle Finance works with real numbers and scenarios

Example A — Deposit 1 SPY. Mint components. Trade the parts.

Assume SPY = $500. You deposit 1 SPY into the protocol.

For simplicity, we mint tokens for the top weights and a "Rest-475" basket (to keep UX sane):

AAPL: 7.0% → $35.00 exposure
MSFT: 7.0% → $35.00
NVDA: 6.0% → $30.00
AMZN: 3.5% → $17.50
GOOGL: 3.5% → $17.50
META: 2.5% → $12.50
BRK.B: 2.2% → $11.00
AVGO: 2.1% → $10.50
LLY: 1.8% → $9.00
JPM: 1.3% → $6.50
"Rest-475" basket: 63.1% → $315.00
Total = $500.00 (must match your deposited SPY value at mint time)

You now hold component tokens (AAPL, MSFT, NVDA, …, REST) that sum exactly to the SPY you deposited. You can sell any component you don't want and keep the rest.

🔁 Redemption: To get your SPY back, return (burn) the same proportional set you minted. The contract recombines and releases 1 SPY.

📈 Price discovery angle: If the market believes NVDA should be a bigger part of your exposure (AI upside), NVDA component tokens can trade at a premium while others trade at a discount. The sum can deviate intraday, but mint/burn + arbs push it back toward SPY NAV.

Arb example:

Suppose your components now fetch $508 total on the open market while SPY is still $500.

An arbitrageur can deposit SPY ($500), mint components, sell them for ~$508, and pocket ~$8, pushing component prices down toward parity.

If components total $492, the reverse arb (buy cheap components → redeem for 1 SPY) pushes prices up.

Weights update as the official SPY index rebalances. Token math uses the latest published weights at mint time; REST basket holds the long tail. This is illustrative; live weights/prices will differ.

Example B — Deposit 1 GOOGL. Mint YT, SEARCH, CLOUD, OTHER.

Assume 1 GOOGL share = $150. You deposit 1 GOOGL into the protocol.

At mint, the system uses transparent, pre-declared proportions (governance-set; updated periodically) that reflect latest segment disclosures and consensus sum-of-the-parts bands. Example proportions (illustrative):

SEARCH: 55% → $82.50 exposure
YOUTUBE: 25% → $37.50
CLOUD: 17% → $25.50
OTHER/"Bets": 3% → $4.50
Total = $150.00

You now hold 4 tokens: SEARCH, YT, CLOUD, OTHER. Trade them freely.

📊 Price discovery: Even though the mint uses static proportions at that moment, secondary markets can price YT above or below its "implied" slice based on forward views (e.g., CTV growth, Shorts monetization). This surfaces a live, crowd-priced sum-of-the-parts for Alphabet.

Arb example:

Suppose secondary markets value your 4 tokens at a total of $162 while GOOGL is still $150.

Arb can deposit $150 of GOOGL, mint the 4 tokens, sell them for ~$162, collect ~$12, pushing the set back toward $150.

If tokens total $144, the reverse arb (buy tokens → burn → redeem 1 GOOGL) lifts their prices.

🔁 Redemption: Burn the required proportions of SEARCH, YT, CLOUD, OTHER to redeem 1 GOOGL share from the vault.

Proportions shown are for illustration only; live parameters derive from public segment reporting + governance policy. Over time, governance can refine splits (e.g., separating Ads vs Subscriptions in YT, or Cloud Run-rate signals).

Why this isn't a meme

Backed & Redeemable

Every component set recombines into the exact parent asset you deposited.

Arb-Enforced Fair Value

If parts > whole, mint/sell; if parts < whole, buy/burn/redeem.

Transparent Math

Mint proportions and index weights are published; rebalances are scheduled.

Price Discovery Where It Matters

Markets can finally express views on parts (YT, CLOUD, NVDA) without taking unwanted exposure to the whole.

Use cases

From institutional arbitrage to retail precision investing

🏦

Hedge Funds

Pair trades, unlock value

Execute sophisticated strategies by trading individual components while maintaining exposure to the whole.

📢

Activists

Conglomerate discount

Surface hidden value in conglomerates by trading individual business units separately.

👤

Sophisticated Retail

Pure-play exposure

Get direct exposure to specific companies or sectors without unwanted diversification.

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